Free coverage review

Not sure your home and auto coverage still fits?

Have a licensed Michigan agent look at what you already have and tell you what you are actually covered for, what may have changed, and whether anything is worth adjusting.

Bought a home or a vehicle? Premium went up and nobody explained why? Or it has just been a few years since anyone walked you through it line by line? That is exactly what a review is for.

Know what you are covered for, in plain English instead of policy language.

Find out what no longer matches your home, your vehicles, or your life.

If your coverage is already right, you will hear that too.

Let's take a look at your coverage

Tell Micah what you would like reviewed and he will reach out.

Step 1 of 3

What would you like reviewed?

Where should Micah reach you?

He will get in touch about your review, usually the same day.

First name

Last name

Phone

Email (optional)

Leave this empty

What prompted you to take a look?

This is where the conversation will start, so Micah is not guessing.

You're all set.

Micah's office will reach out about your coverage review, usually the same day. Because you said what prompted you to look, the conversation can start right there.

Or call or text now: (989) 488-6139

Free review. No obligation to change anything.

A free reviewNo charge to have your current coverage looked at and explained.

Home, auto, or bothReviewed together, so nothing falls between the two.

A licensed Michigan agentFarm Bureau Insurance of Michigan, serving clients across the state.

No obligationA review does not require you to change anything at all.

What people say

You are not sending this to a quote website

You are talking to Micah. Here is someone who has worked with him.

“I’ve known the owner personally for years and can confidently say he genuinely cares about helping people. He takes the time to explain coverage options clearly, answers questions honestly, and works hard to find the right insurance solutions for his clients. If you’re looking for someone trustworthy, responsive, and easy to work with, I highly recommend reaching out to Micah.”

Renars Bundzis

Google review, 5 stars

Sound familiar?

A few reasons people decide it is time for a review

Most coverage gets set once and then quietly left alone while everything else changes.

Your premium changed

Do not just accept a higher bill without knowing why. Find out what actually changed and whether your coverage still makes sense at that price.

You bought a home

A new home is the best possible reason to make sure what you own is protected the way you think it is.

You bought a vehicle

Make sure your auto coverage actually reflects what you are driving now, and what it would do in a serious accident.

Your household changed

A new driver, a marriage, a move, a new job. Any one of them can change what you need from your insurance.

It has been a few years

Coverage chosen years ago was chosen for a life you may not be living anymore. Worth a fresh look before you need it.

You just have questions

Maybe nothing is wrong. You would simply like someone to explain what you are paying for, without a pitch attached.

What you walk away with

What a coverage review actually gets you

Three things you will know at the end of the conversation that you probably do not know right now.

You will know what you are covered for

What your policy would actually do, explained in plain English rather than in the language the policy is written in.

You will know what no longer matches

The parts that were set for an older situation. A rebuild figure from years ago, an auto limit picked once and never revisited, a gap nobody asked you about.

You will know what your options are

Before deciding whether anything should change. Sometimes the right answer is to adjust something. Sometimes it is to leave it exactly as it is.

Who you would be talking to

Micah Schieber

After years of serving clients in the insurance world, I decided to take the leap and build something of my own, an agency focused on honesty, relationships, and real protection for real people.

Insurance isn't just paperwork. It's the promise that your family, business, and future are protected when life gets unpredictable. My job is to explain what you have in plain language, tell you honestly whether it still fits, and let you decide from there. If your coverage is already in good shape, I will tell you that too.

Micah Schieber

Owner and agent, Farm Bureau Insurance of Michigan. Based in Midland, working with clients across Michigan.

Worried this turns into a sales call?

Fair. It is a review of the coverage you already have, not a commitment to change insurance.

If what you have makes sense, you will know that, and that is a perfectly good outcome. If something deserves a closer look, Micah will explain what your options are and you decide from there.

Before you start

Fair questions

Is the review really free?

Yes. There is no charge to have your current home and auto coverage looked at and explained to you.

Do I have to switch anything?

No. You are under no obligation to change a thing. If what you have is already a good fit, Micah will say so.

Can you review home and auto together?

Yes, and that is usually the more useful conversation, because the gaps tend to live in the space between the two.

What if I am not sure what coverage I need?

That is a normal place to start and it is one of the options on the form. You do not need to understand insurance terminology before talking to an agent.

Who contacts me, and how?

Micah's office, by phone or text, whichever you prefer. You deal with the same person every time, which is most of the point of having an agent at all.

How long does the review take?

A short conversation. If it goes further it helps to have your current policy handy, but nothing is required to start.

Want someone local to take a look?

Find out whether your home and auto coverage still fits the life you are actually living.

Free • No obligation • A licensed Michigan agent

Or reach the office directly: call or text (989) 488-6139